Centralized prepaid balance
One pool of money for the whole company. Top up once, every member spends from the same account. Real-time balance visibility for owners.
- ▸Top up via Stripe (instant) or bank transfer (€500+)
- ▸Bonus credits on larger top-ups (5%-10% extra at €100/€500/€1000+)
- ▸Auto-recharge optional: when balance dips below threshold, charge saved card
- ▸Atomic SELECT FOR UPDATE on every transaction — no double-spend even with 50 concurrent purchases